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AXP American Express Company

LEGACY ORDINARY NOT a signal card ยท Live refresh 2026-09-11T13:30:58Z ยท Source: yfinance/Yahoo (soft-fail)

๐Ÿ“ˆ Chart (50D SMA cyan ยท 200D SMA red)

โ— SMA 50    โ— SMA 200

๐Ÿ”— Actions

Company โ€” what it does

American Express Company, together with its subsidiaries, operates as an integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and internationally. It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services. Theโ€ฆ

SectorFinancial Services
IndustryCredit Services

Plain trend vs 50 / 200

Last price$324.93
50-day SMA$339.96
200-day SMA$335.40
Vs averagesBelow 50D SMA ยท Below 200D SMA

Downtrend bias (below 50D & 200D) โ€” Price sits below both the 50-day and 200-day averages โ€” a classic intermediate downtrend posture. Not a trade signal.

Dividend paycheck vs warning

A dividend is a share of earnings or pass-through cash โ€” it is not a guaranteed paycheck. Cuts happen. High yield is often a warning light (risk priced in), not a safety badge.

Indicated yield1.17%
Dividend safety (heuristic)Stronger (heuristic)

Range, yield & payout streak

52-week high$387.49
52-week low$290.97
Dividend rate (ann.)$3.80
Yield1.17%
Payout ratio (Yahoo)0.215
Payout streak22 years

Based on Yahoo annual dividend totals through 2025 (excludes incomplete 2026).

BDC / cash pass-through vs ordinary dividend

Ordinary corporate dividend โ€” paid from corporate earnings/cash at the boardโ€™s discretion. Unlike BDCs/REITs, there is usually no pass-through distribution mandate. Coverage (earnings/FCF vs dividend), balance sheet, and streak matter more than yield height.

Remember: high yield โ‰  safer. Pass-through vehicles (BDC / REIT) can show high distributions by design while carrying credit, rate, or occupancy risk.

Dividend safety rating

RatingStronger (heuristic)

High yield โ‰  safer โ€” elevated yield often prices higher risk or return-of-capital. Payout streak (non-decreasing annual totals): ~22 years. Yahoo payoutRatio raw=0.2148 (interpret cautiously).

Dividend history trend (recent payments)

Ex-date (Yahoo)Amount
2023-10-05$0.6000
2024-01-04$0.6000
2024-04-04$0.7000
2024-07-05$0.7000
2024-10-04$0.7000
2025-01-03$0.7000
2025-04-04$0.8200
2025-07-03$0.8200
2025-10-10$0.8200
2026-01-02$0.8200
2026-04-02$0.9500
2026-07-02$0.9500

Sourced from Yahoo via yfinance. Gaps or missing rows = data unavailable, not zeroes we invented.

Pass-through / BDC mechanics (deeper)

Ordinary corporate dividend โ€” paid from corporate earnings/cash at the boardโ€™s discretion. Unlike BDCs/REITs, there is usually no pass-through distribution mandate. Coverage (earnings/FCF vs dividend), balance sheet, and streak matter more than yield height.

Advanced frame: for ordinary payers, focus on earnings/FCF coverage and balance-sheet flexibility. For REITs, focus on AFFO/FFO trends, occupancy, and debt ladders. For BDCs, focus on NII vs distribution, non-accruals, leverage vs statutory limits, and NAV drift. This page still is not a Crystal Signals entry card โ€” no Counsel fire / manage stamp here.

Trend postureDowntrend bias (below 50D & 200D)
Last price / 50D / 200D$324.93 / $339.96 / $335.40

Full company blurb

American Express Company, together with its subsidiaries, operates as an integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and internationally. It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services. The company offers credit and charge cards and complementary products and services, including travel, dining, and lifestyle and expense management products and services; and banking and other payment and financing products and services, including deposits and non-card lending. It also provides merchant acquisition and processing, servicing and settlement, fraud prevention, and point-of-sale marketing and information products and services, as well as network services. The company offers its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, affiliate marketing, customer referral programs, third-party service providers and business partners, in-house sales teams, direct mail, telephone, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.

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